Calculators for the numbers in your life

Mortgage payments, compound interest, calories, grades, due dates — BeadCalc does the math instantly, shows the formula behind every answer, and checks its own work with worked examples. Free, no sign-up, nothing leaves your browser.

Most popular

Mortgage Calculator
Free mortgage calculator: see your exact monthly payment with principal, interest, property taxes, insurance and HO…
Compound Interest Calculator
See how savings and investments grow with compound interest and regular monthly contributions. Year-by-year growth…
BMI Calculator
Calculate your body mass index (BMI) in imperial or metric units, see your weight category, and the healthy weight…
Calorie Calculator (TDEE)
Calculate how many calories you burn each day (TDEE) from the Mifflin-St Jeor equation, and the intake to lose, mai…
GPA Calculator
Calculate your semester GPA on the 4.0 scale from course grades and credit hours, for up to six courses.
Percentage Calculator
Three percentage tools in one: what is X% of Y, X is what percent of Y, and the percentage increase or decrease bet…
Loan Calculator
Free loan calculator for auto, personal and other fixed-rate loans: monthly payment, total interest and a year-by-y…
Age Calculator
Calculate an exact age from a date of birth: years, months and days, total days lived, the weekday you were born an…

Finance Calculators

Mortgages, loans, interest, taxes, salaries and retirement — the money math of everyday life, done exactly.

Amortization Calculator
Generate a complete month-by-month amortization schedule for any loan, with optional extra payments to see your ear…
APR Calculator
Convert an interest rate plus fees into the loan's real APR, so you can compare offers honestly. Includes monthly p…
Compound Interest Calculator
See how savings and investments grow with compound interest and regular monthly contributions. Year-by-year growth…
Credit Card Payoff Calculator
How long will it take to pay off your credit card, and how much interest will you pay? Enter your balance, APR and…
Income Tax Calculator
Estimate your 2025 federal income tax by filing status: tax owed, taxable income, marginal and effective rates, wit…
Inflation Calculator
What will today's money be worth in 10, 20 or 30 years? Calculate the future cost of today's expenses and the shrin…
Loan Calculator
Free loan calculator for auto, personal and other fixed-rate loans: monthly payment, total interest and a year-by-y…
Mortgage Calculator
Free mortgage calculator: see your exact monthly payment with principal, interest, property taxes, insurance and HO…
Refinance Calculator
Should you refinance? Compare your current loan with a new one: monthly savings, break-even point on closing costs,…
Retirement Calculator
Project your retirement savings at your target age from what you have now, what you add monthly, and your expected…
ROI Calculator
Calculate return on investment: total ROI, investment gain and the annualized return that lets you compare investme…
Salary Calculator
Convert hourly wages to annual salary and back, with weekly, bi-weekly and monthly breakdowns. Adjust hours per wee…
Savings Goal Calculator
How long will it take to reach your savings goal? Enter your target, what you have, and your monthly contribution t…
Tip Calculator
Calculate the tip and split any bill fairly: choose a tip percentage, see the tip, the total, and what each person…

Health Calculators

BMI, calories, body fat, pregnancy dates and running pace — health numbers estimated with the standard formulas doctors and coaches use.

BMI Calculator
Calculate your body mass index (BMI) in imperial or metric units, see your weight category, and the healthy weight…
Body Fat Calculator
Estimate your body fat percentage with the US Navy tape-measure method: neck, waist and hip measurements in, body f…
Calorie Calculator (TDEE)
Calculate how many calories you burn each day (TDEE) from the Mifflin-St Jeor equation, and the intake to lose, mai…
Pregnancy Due Date Calculator
Calculate your pregnancy due date from the first day of your last period: estimated due date, current week, trimest…
Ideal Weight Calculator
Compare four classic ideal body weight formulas plus the healthy BMI range for your height and sex, in pounds or ki…
Macro Calculator
Split your daily calories into grams of protein, carbohydrates and fat for balanced, high-protein, low-carb or keto…
Ovulation Calculator
Find your ovulation day and fertile window from your last period and cycle length, plus the date of your next period.
Pace Calculator
Turn any run into your pace per kilometer and per mile, and predict finish times for 5K, 10K, half marathon and mar…

Math Calculators

Percentages, fractions, dates, grades and a full scientific calculator — school, work and everyday arithmetic without the friction.

Age Calculator
Calculate an exact age from a date of birth: years, months and days, total days lived, the weekday you were born an…
Date Calculator
Count the days between two dates (including business days), or find the date a number of days before or after a giv…
Fraction Calculator
Add, subtract, multiply and divide fractions with automatic simplifying: results as mixed numbers, improper fractio…
GPA Calculator
Calculate your semester GPA on the 4.0 scale from course grades and credit hours, for up to six courses.
Grade Calculator
Convert points into a percentage and letter grade — and find out exactly what score you need on the final exam to h…
Percentage Calculator
Three percentage tools in one: what is X% of Y, X is what percent of Y, and the percentage increase or decrease bet…
Random Number Generator
Generate random integers between any minimum and maximum — one or hundreds at once, with or without repeats, sorted…
Scientific Calculator
A free scientific calculator that evaluates full expressions: powers, roots, trigonometry in degrees or radians, lo…

Why people trust a calculator site

Anyone can put a form on a web page. The hard part is being right — every time, on the inputs real people actually type. Every BeadCalc tool therefore shows its formula in plain sight, works a full numerical example underneath the calculator, and is validated against independently computed reference values before it is published. If a tool ever disagrees with the example printed on its own page, the page is wrong and we want to hear about it.

BeadCalc is named after the beads of the abacus — for thousands of years the world's calculator. The abacus had no batteries, no ads in the way and no wrong answers. That is the standard we build to.